No. Absolute Business Funding works as a broker, connecting businesses with lenders and investors. The provider makes the approval and sets the offer terms.

The existing program guidance identifies U.S.-based businesses with at least three months in business. Revenue requirements vary by product and provider, so confirm the current threshold with a specialist.

Programs may be available for businesses whose owners have poor personal credit or a prior bankruptcy. Most underwriters look for a 550 FICO minimum — and around 580, every door is open. Even below 550, an underwriter may offer an equity-based option. Nobody gets turned away without a path.

Timing depends on provider review, documents, and the financing product. No time is promised.

Compare the total cost of capital, APR or factor rate where applicable, fees, payment amount and frequency, term, collateral or guarantee requirements, prepayment rules, and any conditions tied to funding.

No. The initial inquiry involves no credit pull at all. If you move forward with a funding provider, they may review credit as part of their own process — and you will know before anything like that happens.

We are compensated by the funding provider when a deal closes, typically as a commission within the provider’s pricing. You do not pay us a separate fee for the introduction or the guidance.

The inquiry form asks only for non-sensitive business details — never Social Security numbers, tax IDs, bank logins, or financial documents. Anything sensitive is shared later through a secure process after direct contact with our team.

Very possibly — that is exactly who we serve. Banks deny the majority of small-business applications, often over credit history alone. Our network of 20-plus private lenders evaluates actual business performance, not just a credit score: most look for a 550 FICO minimum, around 580 opens every door, and below 550 an equity-based option may still be available. A bank’s no is not the end of the road.

An existing position does not automatically disqualify you. Depending on your cash flow and payment history, options can include a second position, refinancing, or consolidating existing debt into a cleaner structure. Be upfront about every open balance when we talk — surprises in the bank statements slow everything down.

Funding amounts are typically tied to monthly revenue and cash flow — the stronger and steadier the deposits, the larger the offer tends to be. Typical deals run from $50,000 to $300,000, with larger opportunities possible for the right file. We’ll give you an honest read on where you land before anything goes to an underwriter.

Legitimate costs, such as origination or closing charges, are disclosed in writing by the funding provider before you sign anything. One hard rule protects you everywhere: never pay upfront fees to anyone who promises funding. Advance-fee demands are the hallmark of a scam. We will never ask you for money before a deal closes.

Yes. Startup and credit-based programs exist for businesses without a long track record. What strengthens a young file: a clear business plan, the owner’s industry experience, early revenue traction, and realistic projections. Tell us where you are and we’ll tell you honestly which doors are open.

Yes. Most funding providers restrict certain industries, and requirements vary widely with what the business does. Tell us your industry when you inquire and we’ll give you a straight answer about where you stand — before anything moves forward.